Unsecured working capital funding
INR 5 Crore Collateral-Free Funding
Faridabad-based SaaS Company | Government Contracts
CHALLENGE
- Low CMR rating with higher promoter age bracket
- No collateral available
- Elongated working capital cycle
OUR APPROACH
- Strengthened the credit profile
- Structured the proposal under CGTMSE
- Mapped the case with a suitable PSU bank
RESULT
✓
INR 5 Cr Sanctioned & Disbursed with nil collateral under CGTMSE-backed working capital facility in just 10 working days.
Fast track home loan financing
PSU Bank Home Loan
Government Employee | Urgent Property Registry
CHALLENGE
- Urgent home loan requirement
- Only 4 days available from initial discussion to disbursement
- Time-sensitive property registry
OUR APPROACH
- Structured the income profile before login
- Mapped the case to the right PSU branch
- Coordinated the process for expedited sanction and disbursement
RESULT
✓
Loan Sanctioned & Disbursed in 4 Days, enabling the home loan facility and property registry to be completed on time.
Project setup financing
INR 20 Crore | Green Field Project | Textile Industry
47-Year-Old Woman Entrepreneur | Delhi | Textile Industry
CHALLENGE
- INR 15 Cr project requirement
- 7 years of trading experience with no manufacturing track record
- SIIDCUL-allotted manufacturing unit requiring regulatory approvals and project setup
OUR APPROACH
- Prepared DPR & financial structuring
- Managed project & regulatory compliance
- Positioned promoter expertise and project viability for lender acceptance
RESULT
✓
INR 20 Cr Sanctioned (INR 15 Cr Term Loan + INR 5 Cr Working Capital) for the Mink Blanket Manufacturing Facility in Sitarganj.
CGTMSE funding
INR 3.5 Crore Unsecured Funding
Delhi-based Copper Scrap Trading Business | High-Velocity Turnover
CHALLENGE
- INR 3.5 Cr working capital requirement
- Zero collateral available
- Urgent funding required to capitalise on a significant market opportunity
OUR APPROACH
- Strengthened the credit profile
- Highlighted 30+ years of promoter experience
- Demonstrated clean financials and high-velocity turnover
- Structured a cash-flow-led unsecured funding proposal
RESULT
✓
INR 3.5 Cr Sanctioned & Disbursed with zero collateral under unsecured working capital facility in 10 working days.
Project Financing
INR 23 Crore | Green Field Project | Copper Rod Manufacturing
25+ Years in Copper Scrap Trading | Rohtak, Haryana
CHALLENGE
- Greenfield copper rod plant with no prior manufacturing track record
- High capital requirement and raw material price volatility
- Dual requirement for project finance and working capital
OUR APPROACH
- Handled entity structuring & licensing
- DPR & Information Memorandum (IM) preparation
- Structured project finance & working capital planning
- Positioned promoter industry experience to strengthen proposal
RESULT
✓
INR 23 Cr Sanctioned by Leading PSU Bank, including a Term Loan with a 12-month moratorium plus adequate working capital limits for Greenfield Copper Rod Manufacturing.
Unsecured working capital finance
INR 7 Crore CC Limit | CGTMSE
Marketing Company | Debtor-Based Funding
CHALLENGE
- INR 7 Cr working capital requirement
- No inventory available
- No collateral available
OUR APPROACH
- Structured debtor-based financing under CGTMSE
- Leveraged receivables and business cash flows
RESULT
✓
INR 7 Cr CGTMSE Limit Sanctioned as a Cash Credit facility backed by CGTMSE with zero collateral required.
Real Estate & Construction Finance
INR 25 Crore Construction Finance
Real Estate Developer | Project-Based Funding
CHALLENGE
- INR 25 Cr construction finance requirement
- No income visibility
OUR APPROACH
- Focused on underlying project value
- Future rental based funding
RESULT
✓
INR 25 Cr Sanctioned in 10 working days with zero income backing for construction finance facility.
